Making a video on your own can be a bit tricky. You have to fulfill the roles of director, crew, and acting talent. However, regardless of the size of your video production, it’s still classified as a film production, so you may need video production insurance to protect your assets.
Why do I need insurance if it’s just me?
Accidents can happen. You could get hurt during filming or inadvertently cause damage to someone else’s property. What if someone steals your camera? Are you prepared to pay the full cost of replacement?
All producers need video production insurance whether the work is digital, film, or video. Length doesn’t matter and neither does the size of the crew. Whether it’s a television commercial, feature film, corporate video, infomercial, or YouTube video, you still have to be prepared for the unexpected.
You can find the most cost-effective insurance protection by requesting a specially designed package for your project and needs. Shooting for one day? Only pay for short-term insurance. Don’t plan to use any vehicles? Don’t include Hired Auto Insurance.
Typically, a Video Production Insurance Package provides essential insurance solutions for your film production.
Cast Extra Expense
This covers the cost of delays due to the illness or death of a principal member of your production.
Workers’ Compensation
The state of California requires all productions to carry Workers’ Comp for their contract and permanent employees.
Errors & Omissions Insurance
E&O protects you against copyright infringement, negligence claims, or misrepresentation.
EPLI
EPLI is a must for the film industry. This type of coverage handles costs associated with claims of harassment or discrimination.
General Liability Insurance
General Liability covers damages to third-party property and injuries incurred by people not working in your production. For instance, if a passerby trips over your tripod and breaks a leg, General Liability could take care of any medical bills or civil suits that arise as a result.
Video Production Insurance protection for your production is as essential as hiring a crew, finding a location, renting equipment, and securing actors.
Where to Purchase Video Production Insurance
For more information on video production insurance in California, contact Equipment & Production Insurance. The team at Equipment and Production Insurance are film, photographic & entertainment industry insurance specialists. Whether you need short-term, annual, post, documentary, commercial, equipment, rental house, or Workers’ Comp Insurance, you can rely on their quick and knowledgeable assistance to meet all of your production insurance needs.
