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Happy Holidays from Insured Production!

December 22, 2022 by Luke Gelineau

Happy Holidays To Our Clients, Friends and Family

Happy Holidays 2022

We wanted to take a moment to thank you for your continued support, and entrusting us with the service of your insurance policies and financial protection.

While we’ve all navigated through some challenges these past few years, we wish you a very Happy Holiday season, and an even happier, more prosperous 2023!

Be well and please stay safe.

 

Warmest wishes this holiday season!

From your friends at InsuredProduction.com
a Division of United Agencies Insurance

Luke Gelineau Insured Productions on modifying an insurance certificate

Luke Gelineau

Filed Under: Blog Tagged With: Happy Holidays 2022, Insured Production, production insurance

Imminent Peril Insurance: What is it and How Does it Work?

December 2, 2022 by Luke Gelineau

What happens when an employee willfully destroys your property? Typically, you eat that loss because insurance won’t cover the purposeful damage. However, if you have Imminent Peril Insurance, then there are special circumstances when you (or your employees) can break your stuff and the insurance company will ‘buy’ it.  Hopefully, that caught your attention, because it’s important to understand what CAN happen and how you can protect yourself.

imminent peril insurance Luke GelineauHow does Imminent Peril Insurance protect your production? 

Imminent Peril Insurance is part of your Extra Expense Coverages.

So, what is Extra Expense Coverage?

Suppose, one of your actors or crew members becomes sick and it forces you to shut down production. In such a case, you might suffer some financial setbacks. Cast Extra Expense covers the losses associated with the interruption of business and the extra costs to get you back into production.

Imminent Peril Insurance is similar, except it pays for damages you cause to prevent further, more costly damage.

An Example of Imminent Peril Insurance Coverage

 Let’s say a small fire erupts on the set. In order to prevent the fire from damaging some valuable equipment, you willfully destroy parts of your set in order to keep the fire from spreading. Because you were seeking to prevent further damage, your Imminent Peril Insurance should cover the cost of rebuilding the set.  If you evacuated the building, it can even cover the cost of lost production time.

Consider how often unforeseen disasters occur. Nobody plans for storms, earthquakes, fires, or even cars crashing into buildings. Yet, it does happen. Why not add Extra Expense Coverage and Imminent Peril Insurance and protect your investments.

As with most insurance coverage, there are some exclusions to Extra Expense Coverages. You should contact your production insurance agent and discuss exactly which types of insurance you need for your project.

Luke Gelineau United Agencies Welcomes you to the Equipment & Production Insurance website.For more information on production insurance in California, contact Equipment & Production Insurance. The team at Equipment and Production Insurance are film, photographic & entertainment industry insurance specialists. Whether you need short-term, annual, post, documentary, commercial, equipment, rental house, E&O, or rent your own insurance, you can rely on their quick and knowledgeable assistance to meet all of your production insurance needs.

 

Filed Under: Blog Tagged With: entertainment production insurance, equipment production insurance, extra expense coverage, imminent peril insurance, Insured Production, Luke Gelineau, production insurance, United Agencies Insurance

Videography Academy Expert, Henry Finn Interviews Luke Gelineau

November 22, 2019 by Luke Gelineau

Hello Friends,

Just a quick post to invite you all to a recent interview I did for the #1 videography themed podcast in the world! Listen in, as you hear Videography Academy podcast expert Henry Finn talk to me about production insurance. I felt the interview went great and I hope you find it to be insightful. Let me know what you thought. I’d love to hear from you, so feel free to Contact Me!

CLICK TO HEAR THE INTERVIEW!

 


You Need Your Own Film Production Insurance Policy

At the end of the day, you have to think about this logically. Does it make any sense for the insurance company to have their product rented out for a profit, and not see any of that money? Does it make sense for multiple people to all go under the same policy and for the insurance company to not make a cent? If this practice were legal, then why would anybody ever buy their own policy? Why wouldn’t everyone use one big policy somewhere and pay pennies on the dollar?

I realize that budgets run tight on these small productions, but don’t cut corners and join forces with predatory production companies just to save a little bit of money. Call us as soon as you can if you have any questions about this. We are here if you’re interested in looking at an insurance policy for your next production.

Luke Gelineau Insured Productions explains borrowing production insurance

Filed Under: Blog, Events Tagged With: entertainment industry insurance, Henry Finn Videography Academy, Insured Production, Luke Gelineau production insurance, production insurance

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