What happens if you are an American film producer shooting in a foreign country? Are you covered by your film insurance policies? Not necessarily. You may need to consider purchasing certain types of film insurance specifically designed for foreign productions.
What is the best coverage to get for foreign productions?
Whether shooting all or part of your film in a country other than the United States or Canada (and you are an American-based company), then you need to contact your agent and make sure your coverages apply. In many cases, you will need to purchase additional foreign production policies.
A foreign production package usually stipulates the following.
- You do not have stunts, pyrotechnics, or underwater activities (you can consult your agent for alternative coverage).
- Filming does not occur in any country not currently sanctioned by the U.S. government.
- You are a U.S. based company shooting outside the U.S. or Canada.
The type of foreign film productions eligible for this type of plan ranges from a short video to a full-length feature film. Honestly, it’s not about the size of your production, but whether or not you are prepared to navigate foreign laws regarding liability. Accidents can happen to a single videographer just as they can to a large production company.
Elements of a foreign package usually include coverage for your crew, damages to third-parties, and also rented equipment.
- Inland Marine
- General Liability
- Hired Automobile
- Workers’ Compensation
- Travel Accident Insurance
- Volunteer Accident Insurance
The best advice is to contact your insurance agent. They can usually tailor your package to meet the specific needs of your project. Be sure to ask about short-term coverage if you plan to wrap it up in just a few weeks or months.
Why is it important to have coverage when filming overseas?
Every country has its own set of liability laws. The last thing you want to do is get embroiled in a lawsuit overseas because a camera fell over and caused some damage. Instead, your insurance company can settle claims for you so you can focus on the business of filming.
Travel insurance can protect your crew in the event of injury or accident. It also complies with SAG requirements and so if you plan to use any SAG people in the making of your film, then you definitely need to call your agent.
How to Learn More About Insurance for Foreign Films
For more information on insurance packages including packages for foreign productions, contact Equipment & Production Insurance. The team at Equipment and Production Insurance are film, photographic & entertainment industry insurance specialists. Whether you need short-term, annual, post, documentary, commercial, equipment, rental house, or Workers’ Comp Insurance, you can rely on their quick and knowledgeable assistance to meet all of your production insurance needs.
