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EPI Blog

Myth & Fact: Third Party Property Damage & General Liability

By Luke Gelineau | May 5, 2025

Myth: General Liability Insurance covers damage done to my locations during filming.   Fact: Damage to your locations is NOT covered by general liability insurance. Instead, it falls under Third Party Property Damage. Over the years, I have heard a lot of statements from customers like this one: “I’m really only concerned about damage to my […]

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Do THEY Have Adequate Insurance Coverage?

By Luke Gelineau | Apr 6, 2025

I’ve written quite a few blog posts at this point, and most of them are talking about how YOU need to make sure that you have adequate insurance coverage. I’ve gone over everything from Workers Comp to Third Party Property Damage and everything in between. However, we haven’t talked about an important aspect of insurance: Making sure OTHER […]

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Production Insurance Claims: True Story – Hired Auto Liability Claim

By Luke Gelineau | Mar 9, 2025

One of the biggest complaints I receive comes when a location or a rental house ask my client to add Hired/Non-Owned Auto Liability (HNOAL) coverage to their policy. The client doesn’t feel it’s fair that they’re being asked to provide coverage for vehicles when there are no cars or rentals involved in their production. They always […]

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Myth & Fact: Insurance Certificates and Rental Contracts

By Luke Gelineau | Feb 12, 2025

Myth: If I’m renting my equipment to someone, it’s OK to just get a certificate. I don’t need to get signed rental contracts. Fact: If you rent your equipment, you must require the renter to give you a certificate AND to sign your rental contract. The type of document that an insurance agency issues more than anything […]

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Office Closed Mon. Jan 20th for Martin Luther King Day

By Luke Gelineau | Jan 17, 2025

Please note our offices will be closed on Monday, January 20th, in observance of Martin Luther King Jr. Day.  We will reopen on Tuesday, January 21st. If you have any questions or issues please contact your UA agent or feel free to reach out to us online for assistance. Your Friends at Insured Production and United Agencies

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Happy Holidays from Equipment & Production Insurance

By Luke Gelineau | Dec 23, 2024

To Our Clients and Friends, Thank you and Happy Holidays from all of us at Equipment & Production Insurance. As 2024 comes to a close, we want to take this opportunity to thank you for entrusting us with the service of your insurance policies and financial protection. Our relationships with you took on even greater […]

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Myth & Fact: Short-Term Production Insurance

By Luke Gelineau | Dec 8, 2024

Myth: Short-term production insurance policies are either invalid or offer insufficient coverage. Fact: Short-term production insurance policies are the same as any annual policy, only for a shorter duration. The product we tend to sell more of than any other is the short-term production policy. This type of policy is fast, inexpensive, and offers great coverage for […]

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Happy Thanksgiving from All of Us at United Agencies

By Luke Gelineau | Nov 28, 2024

It’s that time of year again…. a time of sharing what we are all thankful for, and on this Thanksgiving, we want to share our genuine appreciation for YOU – we wouldn’t be where we are today without you. To our valued clients, friends and affiliates, thank you for being a part of our journey […]

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Delving Deeper into Media Liability Insurance

By Luke Gelineau | Nov 20, 2024

Unlike other forms of professional liability insurance, media liability insurance does not expire. Let me explain.  A media liability insurance policy covers an occurrence that happened during the policy period, regardless of when the claim is made. For instance, if you obtain coverage for a new production and twenty years later a claim of fraud […]

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