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EPI Blog

movie production third party property damage

Myth & Fact: Third Party Property Damage & General Liability

By Luke Gelineau | May 5, 2025

Myth: General Liability Insurance covers damage done to my locations during filming.   Fact: Damage to your locations is NOT covered by general liability insurance. Instead, it falls under Third Party Property Damage. Over the years, I have heard a lot of statements from customers like this one: “I’m really only concerned about damage to my […]

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adequate insurance coverage for film equipment

Do THEY Have Adequate Insurance Coverage?

By Luke Gelineau | Apr 6, 2025

I’ve written quite a few blog posts at this point, and most of them are talking about how YOU need to make sure that you have adequate insurance coverage. I’ve gone over everything from Workers Comp to Third Party Property Damage and everything in between. However, we haven’t talked about an important aspect of insurance: Making sure OTHER […]

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auto liability claim

Production Insurance Claims: True Story – Hired Auto Liability Claim

By Luke Gelineau | Mar 9, 2025

One of the biggest complaints I receive comes when a location or a rental house ask my client to add Hired/Non-Owned Auto Liability (HNOAL) coverage to their policy. The client doesn’t feel it’s fair that they’re being asked to provide coverage for vehicles when there are no cars or rentals involved in their production. They always […]

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movie camera rental contracts

Myth & Fact: Insurance Certificates and Rental Contracts

By Luke Gelineau | Feb 12, 2025

Myth: If I’m renting my equipment to someone, it’s OK to just get a certificate. I don’t need to get signed rental contracts. Fact: If you rent your equipment, you must require the renter to give you a certificate AND to sign your rental contract. The type of document that an insurance agency issues more than anything […]

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general liability insurance claims

Production Insurance Claims: True Stories – General Liability Insurance

By Luke Gelineau | Jan 30, 2025

Over the years, I’ve written quite a few articles on the different production insurance options that our customers have with Equipment & Production Insurance. So far we’ve covered General Liability Insurance, Equipment Insurance, Hired Auto Insurance, Workers’ Comp, plus several more. I hope that many of you have gained some valuable insight through those articles. […]

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MLK Day

Office Closed Mon. Jan 20th for Martin Luther King Day

By Luke Gelineau | Jan 17, 2025

Please note our offices will be closed on Monday, January 20th, in observance of Martin Luther King Jr. Day.  We will reopen on Tuesday, January 21st. If you have any questions or issues please contact your UA agent or feel free to reach out to us online for assistance. Your Friends at Insured Production and United Agencies

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producer errors and omissions insurance Luke Gelineau

Producer Errors and Omissions Insurance

By Luke Gelineau | Jan 5, 2025

We get a lot of calls these days about Producer Errors and Omissions Insurance, so I decided it was a good idea to revisit the topic in greater detail. What is Producer Errors and Omissions Insurance? I wrote a blog a while back explaining what Errors and Omissions Insurance covers and why it’s needed.  Errors […]

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Happy Holidays from Equipment & Production Insurance

By Luke Gelineau | Dec 23, 2024

To Our Clients and Friends, Thank you and Happy Holidays from all of us at Equipment & Production Insurance. As 2024 comes to a close, we want to take this opportunity to thank you for entrusting us with the service of your insurance policies and financial protection. Our relationships with you took on even greater […]

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movie film short term production insurance

Myth & Fact: Short-Term Production Insurance

By Luke Gelineau | Dec 8, 2024

Myth: Short-term production insurance policies are either invalid or offer insufficient coverage. Fact: Short-term production insurance policies are the same as any annual policy, only for a shorter duration. The product we tend to sell more of than any other is the short-term production policy. This type of policy is fast, inexpensive, and offers great coverage for […]

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