Myth & Fact: Third Party Property Damage & General Liability
Myth: General Liability Insurance covers damage done to my locations during filming. Fact: Damage to your locations is NOT covered by general liability insurance. Instead, it falls under Third Party Property Damage. Over the years, I’ve heard a lot of statements from my customers just like this: “I’m really only concerned about […]
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Myth & Fact: Drones & Aircraft Liability
Myth: Drones do not count as “Aircraft,” so my insurance policy covers any damage they might cause. Fact: Insurance companies classify drones as “Aircraft” and almost all insurance policies exclude aircraft. Frequently, I get calls from people asking to purchase drone insurance. These things are everywhere. You can buy them at technology stores, department stores, […]
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Myth & Fact: Illegal Conversion Claims and Theft
Myth:If somebody rents equipment from me, and never returns it, my insurance company considers that to be “theft.” Fact:Equipment rented and not returned is considered “Illegal Conversion” and may not be covered by your rental house policy. Recently, I attended the Theft Summit, hosted by PERG (Production Equipment Rental Group) in Burbank. Attending with me […]
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Myth & Fact: General Liability – Movie Insurance
I get calls from people all the time that go something like this: “Hey Luke, I’m doing a short film, and just want a policy to cover injuries to my cast/crew and damage to my set, so I just need a policy for $1,000,000 of General Liability”. I always say the same thing: “That sounds […]
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What is DICE insurance?
Does your production company need to purchase insurance for multiple film projects annually? Do you film your projects concurrently? If so, you may be a DICE producer. DICE stands for documentary, industrial, commercial, and educational films but DICE insurance policies don’t just cover DICE productions. That’s their common name, but we have access to DICE policies that also […]
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Get the Facts About General Liability Insurance for Film Productions
Not sure if you need General Liability Insurance? Here is a true story of a client who was very glad they had purchased it! This particular production client was shooting a film on location in an apartment complex. During the staging of a shot in one of the upper-level apartments, somebody overturned a really large […]
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What is Workers’ Compensation insurance?
Hurt or disabled employees? In California, the state mandates a program which provides payments to any employee hurt or disabled in connection with their work. We commonly refer to this program as “workers’ compensation.” How does it work? Injured employees receive payments no matter who is at fault for the injury. The payments are “insurance” […]
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Myth & Fact: Workers’ Compensation and Your Film Production
Myth: I don’t need to cover my independent contractors with Workers’ Compensation Insurance. Fact: ANYBODY who works for you is required by law to be covered by Workers’ Compensation. I’ve heard every excuse when it comes to Workers’ Comp: “It’s too expensive!” “My employees sign waivers, so they don’t need coverage.” “I’m only shooting for […]
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Find the Best Hair Stylist for Your Production
Excitement fills the air as people move about on a production set. Often, the site is crawling with cameramen, actors and actresses, designers, writers, makeup artists, and more. This “mass production” feeling is often what makes filmmaking so much fun. It brings a group of people together as they work to bring a vision to […]
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