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I’ve heard every excuse when it comes to Workers’ Comp: “It’s too expensive!”or “My employees sign waivers, so they don’t need coverage,” or “I’m only shooting for a couple of hours!” However, the excuse that I hear the most, BY FAR, in the entertainment and production industry is this one: “I don’t need Workers’ Compensation Insurance because I use independent contractors.”
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But here’s the problem, and it’s a big one…the law requires you to purchase the coverage. Please read on and save yourself a lot of grief, and potentially, a lot of money!
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Myth & Fact: Workers' Compensation and Your Film Production
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Myth: I don't need to cover my independent contractors with Workers' Compensation Insurance. Fact: ANYBODY who works for you is required by law to be covered by Workers' Compensation. I've heard every excuse when it comes to Workers' Comp: "It's too expensive!" "My employees sign waivers, so they don't need coverage." "I'm only shooting for a couple of hours!" However, …
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What is Workers' Compensation insurance?
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Hurt or disabled employees? In California, the state mandates a program which provides payments to any employee hurt or disabled in connection with their work. We commonly refer to this program as "workers' compensation." How does it work? Injured employees receive payments no matter who is at fault for the injury. The payments are "insurance" against certain lawsuits, thus protecting
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Production Insurance Claims True Story: Workers' Comp
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I’ve written several articles about Workers' Compensation Insurance. In those, I detailed exactly what Workers' Comp covers and what it doesn't. However, you can get an even clearer picture by reading about a real-life claim. So, let me share one with you so that you can see an example of what a Workers' Comp policy covers. Workers' Compensation Insurance Workers' Comp …
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Free Quote: Producer’s E&O Insurance
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Producer’s E&O Insurance Multimedia Producer’s E&O Insurance protection averts lawsuits. In the event you make an error or an omission, the Equipment & Production Insurance E&O Insurance policy kicks in to protect your production or distribution company from legal trouble. GET A QUOTE Program Highlights The Producer’s Errors & Omissions Insurance policy protects the production and/or distribution company from various lawsuits that …
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